If you’re seeking the best mortgage lender in Windsor, look no further. PrestoMortgages has been bringing affordable, flexible mortgage lending options to clients in the Windsor area for more than 35 years. Our specialty is complex financial situations that would make a typical mortgage broker or a big bank shy away. No matter what the client’s credit score or financial state, we take pride in listening to what they have to say and crafting personalized mortgage products to meet their needs.
01. The End-to-End Mortgage Experts
The mortgage loan process can be an extremely daunting one, whether you are a first-time home buyer or a more experienced one. Situations like equity mortgages, self-employment, mortgage refinancing, second mortgages can make it even more complicated. At PrestoMortgages, we are the mortgage experts so you don’t have to be. We will walk you through the mortgage lending process step by step so you never feel like you’re in the dark. And if your circumstances change during the application process, don’t worry – we’ll adapt your plan to make sure you’ve got what you need. Contact us today to discuss your individual situation
02. Windsor Mortgages for Those in Financial Distress
Are you in need of a mortgage but experiencing some type of financial distress, such as mortgage arrears, unemployment, lots of debt, self-employment, bankruptcy, and/or poor credit? You may be turned down by banks or other ordinary mortgage lenders. That’s where PrestoMortgages comes in. We’ve spent the last 35 years helping Windsor homeowners like you stay in their homes and get to a better financial situation, and we can help you, too.
In some situations, private mortgages can serve as a temporary solution for your bad credit until you can improve your circumstances. Our Windsor-area clients have trusted PrestoMortgages for decades to show them the way to a brighter financial future. Rather than relying on payday loans, credit cards, or other means of making ends meet, we enable our clients to get a mortgage that allows them to make monthly payments that they can actually afford so they can keep living in their homes.
Taking out a second mortgage in order to finance major life happenings like a wedding or college tuition, or to consolidate debt, is becoming increasingly common. You’ve been building equity in your home for years – you should be able to use it! PrestoMortgage has the experience necessary to help you get that second mortgage just like we have been doing for our Windsor neighbors for years. In certain situations, we have been able to give homeowners up to 90% of the value of their home to help them fund their dreams.
03. Mortgage Renewals
Chances are, you’ve done the research if you’re contemplating renewing your mortgage. You’re shopping around and trying to get the best deal. But have you talked to PrestoMortgages? If you haven’t done so yet, you need to do it right now. PrestoMortgages is your Windsor-area mortgage renewal specialist.
We can help especially if your finances have changed since you bought your home. As you well know, Big banks and other similar institutions tend to make life more difficult when your debt ratios or credit score changes. We have specific expertise in this area and will keep you in your home! Our clients love that we make mortgage renewals happen regardless of their credit status.
04. Mortgage Refinancing
Mortgage refinancing is a means to use the home equity or property equity built up for other more urgent needs such as debt consolidation or major life events. If you need to refinance your mortgage and you call the Windsor area home, you will benefit greatly from talking to the mortgage refinancing experts at PrestoMortgages. Our greatest strength is aiding clients who need to free up some of the equity they have built up in their homes so that they can finance a large purchase or get rid of their debts. Over the last 35 years, our reputation for customer service and deep knowledge of our business has made us a go-to for mortgage refinancing in Windsor.
Debt Consolidation and Bad Credit Loans
Let’s face it: sometimes life gets hard and money gets tight. But it doesn’t have to be that way. PrestoMortgages seeks to help our clients get to a better financial state, whether that means paying off or consolidating debts and/or improving their credit score. Imagine how much easier life would be if you could just make reasonable monthly payments without getting hit with sky-high interest rates. PrestoMortgages makes this possible every day. After completing our program, clients find that their credit scores have increased and they have many more financial options than before. Let us help you get out of debt, get a better credit score, and get on with your life!