PrestoMortgages offer an end-to-end mortgage financing solution for clients in the Pickering area. We have 35 years of experience helping clients across Ontario.
01. Pickering’s Full Service Mortgage Solutions
PrestoMortgages have helped thousands of clients across Ontario find financing for their dream home, whether it is a home purchase, second home/investment property purchase, mortgage renewal, mortgage refinancing or second mortgage. We are confident that we can find the right product for you.
02. Mortgages for Self-Employed or Damaged Credit
PrestoMortages specialize in getting mortgages approved for Pickering clients who have a hard time with banks or other financial institutions. You may be self employed and have to go through hoops to prove your income, or you may have had damaged credit and other mortgage issues in the past. We understand and can help. So if you are self employed, have had a bankruptcy, negotiated consumer proposal or have ever hard collection issues, we can help! We look at your income, cashflow and affordability, based on the complete story. Start the conversation with us today!
Pickering’s Private Mortgage Expert
A private mortgage is different from a regular mortgage from a bank in that the source of fund is from investors and private individuals/companies. This means that private mortgages can be more flexible in terms and conditions as well as credit rating. We have access to the most prominent private lenders in Ontario and can help you understand how to make a private mortgage work for you when a conventional product will not work. Speak to us about getting a private mortgage in Pickering today!
Second Mortgage Financing in Pickering
Clients opt for second mortgages when they want to take the equity they’ve built in their home and want to use it somewhere else. You can obtain a second mortgage on your property based on the equity you have paid down. Over time we have helped several clients in Pickering get funds for weddings, tuition, investments and other uses through means of second mortgages.
03. Renewing your Mortgage in Pickering
When your mortgage term is coming up for renewal, you need to be prepared. Your existing lender may not offer competitive rates, which means we can get you a better rate. If your credit has been damaged or your have high debt since you first got your mortgage, your original lender may not give you the best rate or even renew. At PrestoMortgages we specialize in keeping our clients in their Pickering homes through a seamless mortgage renewal. Speak to us about getting the best rate!
04. Refinancing your Mortgage
You can refinance up to 80% of the appraised value of your Pickering property based on government lending rules. This means that you can use the built up equity to get cash for other uses. Speak with us today about mortgage refinancing in Pickering.
Debt Consolidation and Bad Credit Loans in Pickering
At PrestoMortgages we offer debt consolidation services to our Pickering clients, as well as lending solutions if you have damaged credit. We can roll your high interest payments into one manageable debt amount with affordable payments. Speak with us today about our debt consolidation programs.