We are one of the most unique mortgage brokers in Canada, with decades of experience working with every mortgage product available in market. PrestoMortgages have clients of all types in Whitby, Ontario. We specialize in helping clients who are unable to find a mortgage through a bank, credit union or ordinary mortgage broker.
01. Your End-to-End Mortgage Broker in Whitby
PrestoMortgages have programs in new home purchase, second home, rental property, mortgages for your cottage, equity mortgages and self-employed individuals. However, what sets us apart are our specialized expertise in helping with mortgage renewals, mortgage refinance when client circumstances have changed. PrestoMortgage are also a recognized provider of private mortgages.
02. Bad Credit? High Debt? We will Help!
At PrestoMortgages, we are experts at providing financing and mortgages in bad credit and special financial situations. Facing financial adversity does not mean that you need to lose your home. We have 35 years of experience in helping clients with past bankruptcy, bad credit, high debt, arrears, self-employed income and unemployment issues. Contact us for all your mortgage financing needs in Whitby!
PrestoMortgages also offer our clients access to competitive private mortgages. Private mortgages are a versatile financial tool that is highly effective when used in special financial situations. We typically advise using private mortgages in situations where clients are struggling with financial problems, bad credit and have difficulty getting the funds they need. Our private mortgages are structured so that you can make payments and meet your monthly budget while staying in your home. Stop using high interest credit cards, payday loans and other means – speak with PrestoMortgages about your financing needs today. We are Whitby’s trusted mortgage broker!
If you are looking for funds to consolidate debt or have a life situation that requires cash – a second mortgage is a great way to unlock some of the built up equity in your property/home. PrestoMortgages can help you release the equity in your property up to 90% through a second mortgage. We have helped many clients in Whitby manage their finances by using mechanisms such as second mortgages, refinancing and more – contact us in confidence today!
03. Mortgage Renewals
A mortgage renewal is an opportunity to shop for a better rate, but sometimes financial circumstances change and banks will make it hard for you to renew. At PrestoMortgages, we specialize in mortgage renewals for clients that have had a change in financial circumstances such as high debt, poor credit score, etc. We can renew your mortgage and even unlock equity to help your financial situation. PrestoMortgages are Whitby’s most competitive source for mortgage renewals.
04. Mortgage Refinancing
Equity in your home can be unlocked by refinancing your mortgage. Sometimes there is a better use for the built up equity, for example: paying off debt, paying for life events or giving yourself some breathing room. PrestoMortgages have helped refinance mortgages in Ontario for the past 35 years – let our experience work for you.
Debt Consolidation and Bad Credit Loans
Bad credit and high debt can cripple your life. It does not have to be this way. The best way to solve this is through the right structuring of financial tools, so that you start managing to a budget that affords your life. At PrestoMortgages, we have helped several clients in Whitby consolidate their debt and climb back on the path of financial recovery. Once you stabilize your debt through consolidation, your credit will gradually build up as you make payments. Before you know it, you will have a high credit score and achieve financial autonomy!