Put simply, PrestoMortgages is unique. Where other mortgage brokers avoid working with clients with financial challenges and credit issues, PrestoMortgages embraces these individuals and partners with them to provide a mortgage solution that helps them get to where they want to be in life. We take the time to listen to all of the details of our clients’ lives so that when we give professional recommendations, they are personalized to each client’s individual situation.
01. The End-to-End Mortgage Experts for You
Mortgage lenders are notorious for rescinding loan offers when the homeowner’s financial situation is altered. At PrestoMortgages, we simply see these situations as a challenge to be overcome – not a deal breaker. Whether you’re trying to purchase a rental property, a second home, or a brand new house, you can count on us to provide a customized solution suited to your specific needs. If your situation warrants a private mortgage, equity mortgage, refinance, or renewal, don’t worry – we can handle that too.
02. Meeting needs for special situation mortgages in Guelph
Many mortgage brokers decline to work with homeowners who do not have good credit or who are experiencing financial woes. At PrestoMortgages, we are proud to do just the opposite! Our clients may have heard “no” from other lenders, but with us they only hear “yes.” No matter the particulars of your circumstances (such as mortgage arrears, unemployment, high debt, bankruptcy, low/bad credit, self-employment, etc.), we will find a way to help you – guaranteed.
Conventional mortgages can sometimes prove to be difficult to acquire for clients who are experiencing some type of financial distress such as bad credit, high debt, etc. It can be tempting to turn to payday loans or credit cards to bail out of your situation. Instead, you should talk to the mortgage professionals at PrestoMortgages about getting a private mortgage – it could be the answer to your problem! Private mortgages help by breaking up your monthly payments into manageable chunks with minimal impact on your budget.
The reasons one might get a second mortgage vary as much as the personalities of individual homeowners. Some people use the second mortgage to remodel their homes. Others use it as a method of debt consolidation. There are many more reasons to use a second mortgage, but these are a couple of the common ones. PrestoMortgages works with homeowners like you every day in Guelph to use their home equity to achieve their goals.
03. Guelph Mortgage Renewals
Renewing your mortgage can be complicated. But it doesn’t have to be. At PrestoMortgages, we specialize in working with special circumstances where there has been a change in your credit status and you are facing difficulties renewing your mortgage with your original lender. Let us take the burden off of you and help with your mortgage renewal today!
04. Mortgage Refinancing
You can count on PrestoMortgages to be a trustworthy resource for mortgage refinancing in Guelph. After all, we have been helping people like you for more than 35 years, and our reputation remains stellar. If you require a mortgage refinance to free up some cash to take care of a life situation or repay debt, PrestoMortgages has you covered.
Debt Consolidation and Bad Credit Loans
Recovering from the endless cycle of debt can be disheartening at best. At PrestoMortgages, we understand that no one ends up in this situation on purpose, and we are committed to offering debt consolidation products that can mitigate the strain that bad debt places on your financial and overall health. How can we do this? It’s simple – we design a customized plan for you based on your needs so that you can pay off your debt in a way that doesn’t overwhelm you or ruin your budget. And after a period of time on the payment plan, you will see your credit score rising and your eligibility for various consumer loans improving. If you’re ready to get started, contact PrestoMortgages today!