When one dreams of their future, the safety and reassurance of home ownership always comes to mind. Owning one’s own home is a major priority for many Canadians, including our community in Cornwall. At PrestoMortgages, we are proud to be a part of making this priority a reality. While many other companies offer a wide selection of mortgage solutions just like we do, PrestoMortgages is unique in our emphasis on aiding those clients who have trouble getting a mortgage loan using more traditional sources like credit unions or banks. We offer a spectrum of lenders for every type of client – from ‘A-lenders’ to private mortgages.
01. Your Trustworthy Mortgage Professionals
Your home is one of the most important purchases you will ever make, and it’s crucial that your mortgage broker be a trusted partner for you during this process. PrestoMortgages is proud to work with clients of all types of financial means, including and especially those with poor credit, large amounts of debt, and other tricky situations. Our broad selection of solutions includes but is certainly not limited to mortgage renewals, refinances, equity mortgages, mortgages for the self-employed or unemployed, and new home purchases.
02. Bad Credit? High Debt? Count on us for your Mortgage needs in Cornwall
When you’re in a financial bind, getting rejected by a bank or other typical mortgage lender can really sting. In these situations, turn to PrestoMortgages, your Cornwall neighborhood experts in the mortgage industry. We’re here to provide professional advice, personalized recommendations, and the support you need to make a positive change in your life, starting with getting the proper mortgage financing. And after over 35 years in business, we’ve seen it all, so we can definitely help you no matter how hopeless you feel your situation is!
We know you have options when considering taking out a private mortgage in Cornwall. At PrestoMortgages, we are more than just a mortgage broker. We are your mortgage counselor, a trusted advisor who will help you evaluate and compare your options to make sure that you get the mortgage that is best for you. If you have large amounts of debt and/or credit problems, PrestoMortgages can give you a mortgage with payments you can actually afford – without busting your budget. As you continue through the private mortgage program, you’ll raise your credit score and work towards the ability to get better loans in the future. Does this sound complicated? Don’t fret. PrestoMortgages will assist and guide at every step to make sure you understand how your mortgage works.
It is impossible to predict all of the challenges that life will throw your way, and sometimes you may find yourself in need of funds that you hadn’t planned for. If you are a homeowner, a second mortgage may be a viable option for you to use the equity you’ve accumulated in your home through paying down the principal. Some homeowners erroneously think that they will get a better rate by taking out more credit cards, getting a payday loan, or using another loan product. What these individuals don’t realize is that a second mortgage is often the most affordable option. Let the knowledgable experts at PrestoMortgages help you determine the best option for you!
03. Mortgage Renewals
If only there were an easy way to compare mortgage renewal options. How can you know that you’re getting the best deal available? You can save yourself a lot of headache by calling PrestoMortgages right away. Where other brokers might penalize you if your financial circumstances have changed for the worse since you originally took out the mortgage, PrestoMortgages works to find you the best rate available to you now. We’re all about tearing down obstacles like bad credit scores and hefty amounts of debt that will make you lose your home, and we won’t stop until we find the mortgage renewal solution that fits your situation. With 35 years of experience under our belts, we have a great reputation in the Cornwall area, and you can be confident that we will take good care of you.
04. Mortgage Refinancing
Refinancing your mortgage is a big decision, but it can be a great way to make use of equity that you have gathered in since owning your home. Home remodels, investment opportunities, debt reduction – whatever your reason for refinancing, PrestoMortgages is the trusted resource you need to meet your financial goals through a mortgage refinance.
Debt Consolidation and Bad Credit Loans in Cornwall
When you’ve fallen behind on your debt payments and high interest rates are only making it worse, it’s easy to lose hope that you will ever make it out without declaring bankruptcy. PrestoMortgages believe that bankruptcy should be your absolute last resort. Before taking such a drastic step, call us at our Cornwall office and ask us about our debt consolidation programs. We want to help you increase your credit score over time and get out of debt, all while making payments that don’t stress you out.
Directory of Mortgage Brokers in Cornwall
Upper Canada Mortgage and Investment Corporation
702 Second Street E. Cornwall, Ontario K6H 2A1