PrestoMortgages have a 35 year history in Ontario, Oshawa and the Durham region. We are experts in making your homeownership, mortgage, second home and financial dreams come true.
01. Mortgage Brokers You Can Count On
Sometimes individuals who are self-employed, have large amounts of debt, and/or who have bad credit can have difficulty getting a mortgage. At PrestoMortgages, we are proud to help our Bradford neighbors qualify for equity mortgages, refinancing, or the purchasing of a new home. We are here to be a resource for you!
02. Bad Credit? High Debt? Don’t Worry, we’ve Got This!
It’s not always easy to trust other people with your finances, especially when you feel that your situation is embarrassing or if you are experiencing financial challenges. When the big banks and typical mortgage brokers treat you like a second-class citizen due to your bad credit or high amounts of debt, it can really get you down. But at PrestoMortgages, we believe everyone is entitled to own their own home, and that’s why we have spent the last 35 years helping Bradford-area people just like you stay in their homes.
If you’re looking for a private mortgage broker in Bradford, you can stop looking now because you have found PrestoMortgages, a superior provider of private mortgages. If you’ve been refused somewhere else because you have large amounts of debt, have had trouble paying the bills, or have bad credit, don’t worry. PrestoMortgages specializes in working with people just like you. We will set up your mortgage in such a way that you can afford the payments even if your financial situation is difficult. This way, you can improve your financial situation and get better loan options in the future. The best part is that we’ll be with you every step of the way, so you’re never left in the dark about your mortgage situation.
If you have a significant life event and you need some cash in a hurry, what do you do? Payday lenders, lines of credit, and credit cards can all be used in situations like this but they also come with plenty of downsides – like crazy expensive interest rates! PrestoMortgages is the Bradford area’s solution to needing money in a pinch without sky-high rates. We can set you up with a second mortgage, which will allow you to utilize the equity you’ve built up in your home to get the funds you need to pull off that wedding, finance your child’s university education, or pay off debt. With over 35 years of experience in second mortgages, you can trust PrestoMortgages to treat you right!
03. Mortgage Renewals
If you’re considering renewing your mortgage, chances are that you are shopping around to see if you can find the best deal possible. PrestoMortgages makes it easy for our Bradford neighbors to take advantage of our competitive mortgage offers. Most importantly, we don’t turn clients away if their financial situation has taken a bad turn over time. We know that life happens, and that sometimes life brings with it lower credit scores, debt accumulation, and the seemingly never-ending cycle of credit card payments. Other mortgage brokers may hit you with high rates, or they may even balk at doing the mortgage renewal. When you work with PrestoMortgages, you can be confident that we will do our best to keep you in your home using a customized financing solution. We have over 35 years of experience in the Bradford area doing just that, and our clients trust us beyond measure.
04. Mortgage Refinancing
Similar to second mortgages, you can take advantage of mortgage refinancing to make use of the equity built up in your home or property. With the help of our Bradford mortgage brokerage team, you’ll be able to use this money to fund major life events, take care of debts, invest in a new opportunity, or even remodel your home. If you’re interested, our friendly associates based right here in Bradford would be happy to answer any questions you might have.
Debt Consolidation and Bad Credit Loans in Bradford
If you have bad credit, you know that it can become very easy to get trapped in a cycle of high interest payments. It may feel as though declaring bankruptcy is your only escape, but we at PrestoMortgages want you to know that there is another way. The PrestoMortgages way, that is. We offer a host of debt consolidation products that help free you from huge interest payments and allow you to get on with your life so you can pursue a brighter financial future. Through our program, you will watch your credit score go up and your financial worries melt away as a whole new world of financing products opens up to you.