PrestoMortgages can help you stop the debt headaches of multiple payments at high unmanageable amounts by helping you consolidate your debt and repair your credit. Repairing your credit is not easy. Deciding how to fix it alone, while not impossible can be quite difficult. It does not have to be this way! This is where PrestoMortgages can help. PrestoMortgages has been helping clients consolidate their debt and rebuild their credit in Ontario for decades now.

Experience the help of seasoned credit reconstruction experts

Unfortunate circumstances can put you into a spot which is hard to recover from. Sometimes, your payments can become so high that most of your monthly income goes to making minimum payments and surviving until the next month.

We can consolidate your debt so that you make one small manageable payment. On the other side we will speak with your creditors and negotiate lower payments with them so that your monthly savings increases. We will review your credit report for questionable items and help you get ‘smart credit’ to demonstrate a rebuilding of credit power.

Consolidate your debt and repair your credit

PrestoMortgages makes the process simple and easy to understand. We bring money management and budgeting skills to the table that help you recover from a bad debt or high debt situation.

We are here to help you:

  • End collection calls
  • Stop late payments
  • Stop over limit fees
  • Consolidate your debt into one manageable payment
  • Rebuild your credit within a span of 1-3 years depending on the situation
  • Develop your financial plan
  • Provide you with a budget to live your life without stress

Customized Debt Consolidation and Credit Repair for you

At PrestoMortgages we have worked with clients from all walks of life to get them the debt consolidation and credit repair assistance they need in Ontario. We take the time to understand your personal and financial situation and find the best product for you. Our approach is not one of product processing, but one of collaboration to help you get the loan you need while making sure your financial situation is accounted for.

A Better Option to Bankruptcy and Consumer Proposal

When dealing with financial problems, people frequently consider filing for bankruptcy or a consumer proposal. Unfortunately, these people rarely consider their future ability to get a mortgage after they file a bankruptcy or consumer proposal and the thousands of dollars in fees they will pay to a bankruptcy trustee. At PrestoMortgages, we find that many people would have been better off to informally settle their debts with our help, rather than filing for bankruptcy or a consumer proposal. If you want a fresh start, and to want put end to stressful collection calls, speak to us and we will show you a better way to find your financial freedom.